Some Lake Havasu City drivers have asked the finance team at Anderson Auto Group, “How does liability insurance work?” and “What does liability insurance cover?” Most states require drivers to have auto liability insurance on their cars. Liability insurance primarily covers bodily injury and property damage. That means that injuries to other people during an accident you cause, or any property damage around Lake Havasu City, are covered. What else does liability insurance cover? Find out here in this handy guide from Anderson Auto Group, and if you have questions, don’t hesitate to get a hold of us.
Now that you better understand the auto liability insurance definition, you may wonder, “How does liability insurance work?” Both bodily injury and property damage are covered by liability insurance, but each one has unique designated limits. Your state typically sets the minimum coverage limits, but ultimately any coverage beyond that is based on your comfort level and Lake Havasu City needs. What does liability insurance pay for? Find out below:
The main elements in auto liability coverage cover the accident’s victim(s) and not the driver that caused the vehicle accident.
When discussing “What does liability insurance pay for?” with your insurance agent in Bullhead City, be sure to talk about coverage limits. Your insurance limits can be split or lumped together. Here’s how liability insurance works regarding limits:
Feel free to chat with our finance team near Kingman to learn more about the auto liability insurance definition. If you purchase a new car, a used SUV, or a truck, you’ll need insurance as soon as you drive off the lot. We are here to help with all your auto financing needs, so contact us if you have any questions.
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